I have a Future and a Hope

Homeschooling with hope for your children's future.


Budgeting Made Easy Without Envelopes

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Are you struggling to keep a budget and see exactly where your money is going? I am in the middle of getting this budget thing figured out and I feel like I am finally understanding how to do this my way. It may also be a way for you to

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Eliminating Debt The Basics : Free Monthly Bill Chart

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  My husband and I are no stranger to debt unfortunately. There are a few big reasons why we have debt, medical, car repair, you name it, LIFE! We have determined though to not let life happen to us, but to be intentional in life.  So we are on our

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